Where can I find disability insurance?

"So basicallyI am on my spouses insurance and $110 is paid by us a month for medical health  insurance . I had been reading through his contract and it suggests that The faculty can lead 00% of full-time workers' solitary and offender premium-coverage. Are we investing in the insurance? What am I missing?
"South African Licence"I can't afford insurance for the vehicle I acquiredRequire the least expensive car insurance since im students please help and I am 17 and wish to get an insurance for a 205 1.8 turbo deisil!!!
"For them to have the ability to get braces as-needed what additional economical insurance may I get for my children